One number to remember: 11999. JomPAY is built into your bank's app. No third-party downloads, regulated by Bank Negara Malaysia.
Why JomPAY
Trust matters when paying online. JomPAY isn't a separate app: it's already built into the online banking and mobile apps of 40+ Malaysian banks, operated by PayNet under the oversight of Bank Negara Malaysia. One code to remember: 11999. That's HOI, every time.

HOI's JomPAY Biller Code
11999
How it works
Use the internet or mobile banking app of any JomPAY-enabled bank.
Find the bill payment section and select JomPAY.
Choose the one-off (single) payment option rather than a recurring payment.
Enter Biller Code 11999, your order reference number (Ref-1), and optionally your vehicle registration number (Ref-2).
Authorize the payment with the TAC sent by your bank.
Let HOI's team know payment has been made. This speeds up verification and policy issuance.
JomPAY is Malaysia's national bill payment scheme, operated by Payments Network Malaysia (PayNet) under Bank Negara Malaysia.
Frequently asked questions
Get an instant insurance, takaful and road tax quote in minutes. Pay with whichever method suits you at checkout.
Set a free reminder and we'll WhatsApp, SMS and email you before your insurance or road tax expires, so you can pay when the time is right.
Payments are processed securely. See our Refund Policy for cancellation terms.