What is HOI Insurance & Takaful?

HOI Insurance & Takaful is a leading provider of vehicle insurance, takaful, and road tax renewal services in Malaysia. We offer comprehensive insurance plans for cars, motorcycles, and other vehicles, ensuring our customers receive the best coverage and services.

What services does HOI offer?

We offer Vehicle Insurance, Vehicle Takaful, and Road Tax Renewal services. Our insurance plans come with a variety of add-ons, including special perils, legal liability coverage, windscreen damage coverage, and more.

How do I renew my vehicle insurance or takaful with HOI?

You can renew your vehicle insurance or takaful through our website. Simply enter your vehicle details, choose your preferred plan and add-ons, and complete the payment process. We will handle the rest and send you the necessary documents.

What is included in the Vehicle Insurance plans?

Our Vehicle Insurance plans include comprehensive coverage for accidents, theft, fire, and third-party liabilities. You can also opt for additional coverage such as special perils, legal liability of passengers, windscreen damage, and more.

What is Takaful and how is it different from conventional insurance?

Takaful is a Shariah-compliant alternative to conventional insurance. It operates on the principles of mutual assistance and shared responsibility. Participants contribute to a common fund, which is used to support members in times of need. Any surplus is shared among the participants.

What add-ons are available with HOI's Vehicle Insurance and Takaful plans?

Our add-ons include: - Inclusion of Special Perils - Legal Liability of Passengers for Acts of Negligence (LLOP) - Enhanced Windscreen Damage - Extension of Cover To The Kingdom of Thailand - Ferry Transit to And/Or From Sabah And The Federal Territory of Labuan - NCD Relief - Compensation for Assessed Repair Time (CART) - Caravan/ Luggage/ Boat Trailers - Strike, Riot and Civil Commotion - Vehicle Accessories - Basic Personal Accident - Towing and Cleaning due to Water Damage - Key Replacement - Waiver of Betterment - eHailing Cover - Annual

How do I renew my road tax with HOI?

You can renew your road tax through our website. Enter your vehicle details and complete the payment process. We will process the renewal and deliver the road tax disc to your preferred address.

What are the benefits of using HOI's Road Tax Renewal service?

Our Road Tax Renewal service is convenient and efficient, saving you time and hassle. We handle all the paperwork and delivery, ensuring your road tax is renewed on time without any stress.

How do I contact HOI for customer support?

You can contact our customer support team via phone at +603-8320-0200, email at renewal@hoi.my, or through our website's contact form. We are here to assist you with any questions or concerns.

What payment methods does HOI accept?

We accept various payment methods, including credit/debit cards, online banking, and e-wallets. For more details, please visit our payment options page.

Can I manage my policy online?

Yes, you can manage your policy online through our website. Log in to your account to view your policy details, make changes, renew your insurance, and more.

How does the Road Tax Expiry Notification System work?

Our Road Tax Expiry Notification System sends reminders via WhatsApp, SMS, and email 30 days before your road tax expires. This helps you avoid missing the renewal deadline and ensures your vehicle remains legally on the road.

Is there a fee for the Road Tax Expiry Notification service?

No, our Road Tax Expiry Notification service is provided free of charge. There is no purchase required to use this service.

What areas do HOI services cover?

We offer our services throughout Malaysia, including Sabah and Sarawak.

What documents do I need to provide for insurance and takaful renewal?

You will need to provide your vehicle registration details, current insurance or takaful policy details, and personal identification information. Additional documents may be required depending on the specific plan and coverage options.

Can I cancel my insurance or takaful policy?

Yes, you can cancel your policy. Please contact our customer support team for assistance with the cancellation process and to understand any applicable terms and conditions.

How can I provide feedback or reviews about HOI's services?

We welcome your feedback and reviews. You can leave a review on our website, Google, or our social media pages. Your feedback helps us improve our services and better serve our customers.

Malaysia's Car & Motorcycle Roadtax Calculator

Official calculation guideline document sourced @ JPJ - Ministry of Transport Malaysia website

Please insert CC value

Source: JPJ - Ministry of Transport Malaysia

"Starting from February 10, 2023, the Malaysian government has enacted a fresh policy that removes the necessity for drivers to showcase their motor vehicle licenses, commonly referred to as road tax, on their vehicles."

Malaysia RoadTax Calculator Mobile App

Efficiently calculate road tax with the Malaysia RoadTax Calculator App. Your quick reference tool for accurate tax rates. Ideal for insurance agents, takaful agents, JPJ runners, and vehicle owners alike, this app simplifies road tax calculations, whether you're managing a single vehicle or a fleet.

Fast & Reliable: Quick calculations help professionals and individuals save time.
User-Friendly: Simplified interface for ease of use.
Up-to-Date: Regular updates ensure accuracy with the latest tax rates and regulations.

Download now for hassle-free road tax calculations!

Road Tax FAQ

There's no need to remember your Road Tax expiry in 2024. HOI provides hassle-free solutions with tools like the Automated Road Tax Renewal Reminder. The system will send you timely notifications through WhatsApp, SMS, and Email, ensuring you stay updated without the need to actively remember dates.

It's pretty straightforward! For bikes, the Road Tax starts at just 2 ringgit and increases based on your vehicle's CC, type, and where you are. To get the exact amount, use Malaysia Road Tax Calculator tool. It follows the guidelines from the JPJ - Malaysia's Ministry of Transport, making sure you get the right info for your specific ride.

It's a piece of cake! After renewing through our Fastlane Insurance, Takaful & Roadtax Quotation system, simply download the official MYJPJ App from the Play Store or App Store. This app will showcase the most recent record of your Road Tax registered under your name. Easy, convenient, and right at your fingertips!

Here! just right where you are at. Aside of being to UTC at JPJ counters, you can just do it online right here. The era of physical Road Tax policies is a thing of the past, and nowadays, most of us prefer the convenience of renewing online anytime, anywhere, 24/7

In 2024, there's no need to carry around documents to renew your road tax. For Malaysian citizens renewing online, simply remember your IC number and your vehicle plate number. The best part? You don't even have to wait for it to expire; fill it out now, and we'll notify you when the time comes. It's that easy!

Road Tax is a tax mechanism administered by the government through the Ministry of Transport Department (JPJ) to collect fees from users. There is no comparison or differentiation between higher or cheaper versions of Road Tax. The amount is quite modest, and it's noteworthy that the government hasn't raised the price since last 15 years ago during the budget presentation in 2009.

Automated Insurance, Takaful & Roadtax Renewal Reminder

Our FARA³ backend API system will automagically sort and record your vehicle's expiry date. Liza running on nodejs with axios will fetch and notify all our messanging gateways to send you notification through Email, SMS & Whatsapp! Yes we do remember your last updated details.

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