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Kurnia AmGeneral Insurance – Bring your business online

Aside of the vision from Bank Negara Malaysia, like other leading Insurance & Takaful company, Kurnia AmGeneral is urged to enable digital insurance subscription online. Having years of experience and awareness for the importance of co-relation needs of...

House Insurance/Takaful – What most customers does not know

When subscribing for House Insurance/Takaful, most of the term is OK until you read the fine print. Normally, we state the total sum of our house content assuming the Insurance company will pay in full for its content. True, but for the maximum value for each item of...

10 Ways to Practice Integrity On The Road

Bump into this video on the internet. We feel grateful that there are young people out there who actually concerned about drivers behaviour these days. Here are their 10 best tips video. Thanks to #iniAnwarHadi! * Visit IniAnwarHadi youtube channel for...

10% Insurance/Takaful Discount – Still Valid After July 2017?

Yes, it is somewhat still valid. That 10% is not actually a discount given to you. It is a portion of the sum that not legally can be taken as it does not "patuh syariah" to take what's not belongs to them as in Takaful 10% was meant for the agent fee. Insurance...

Car Tyre Puncture – How to change your own tyre

Since most of our car is being taken a good care by manufacturers workshop these days, we rarely see punctured tyre at roadside often anymore. But when there is one, we see a lot of drivers will be hustling their tyres, wrestling their bolt & nuts to get them out...

HOI on Google PlayStore!

HOI Google Apps has been on PlayStore since 2016. With hundreds of install, you can never be wrong.   https://play.google.com/store/apps/details?id=my.hoi.hoiinsurancetakafulonline&hl=en Designed for all versions of android devices. Currently, on version 2.0,...

HOI on Apple AppStore!

"It's all about you" is the very much what we at HOI have in mind when uploading our iOS software to Apple AppStore.   https://itunes.apple.com/my/app/hoi-insurance-takaful/id1234082495 This app is designed for both iPhone and iPad Compatibility: Requires...

‘Detariffing’ Malaysia’s Insurance & Takaful

DEFINITION of 'Detariffing' The act of removing the pricing regulations of an industry, set forth by tariffs created by a regulatory body. Detariffing allows an industry to price its goods or services at market value, as regulation is discontinued to promote market...

“Detariffication” of Motor Insurance Malaysia – In Layman Terms

To start with. "Detariffication" is not translatable through google apps. That is how confusing it is. This write-up might not be so accurate due to the effort of making everybody understood what actually happening by this 1st July. Note: motor insurance = vehicles...

Toll Gate Butler Metaphor

Was skeptical of getting a Smart TAG (Touch & Go) device back then. Thinking of the "bigger picture" of how the money manipulation. How they will use our money to make them more money so the rich will be richer. One day, approaching Duta Kuala Lumpur toll-gate....

Bad Feeling While Driving

You know, there we time when you felt like something is not so quite right but you can't tell what it is? To every turn like the whole world eyeballing at you. Like you stink so bad but just had your bath. Out of sudden, an old model police patrol car pulling you over...

Three Different Types of Insurance Claims

There are generally two types of motor claims you can file for. They are as follows: 1. Own damage claim This is when your own car is damaged due to an accident. You will want to claim under own damage if the accident was your fault with the condition that you have a...

Social media post update

Do you know Allianz's Bike Warrior can be purchased separately? Check it out: https://www.hoi.my/motorcycle-insurance-takaful/