Instant quote online

Car Insurance, Roadtax & Takaful Renewal

Policy issued the moment payment clears, via live insurer connections. Roadtax updated in MyJPJ with email confirmation.

Enter your plate number

New vehicle without a plate? Email us at renewal@hoi.my

How it works

Enter your plate number.

We pull your vehicle details from the registry automatically. No manual entry needed.

Compare and choose.

Instant quotes from Malaysia's leading insurers and takaful operators. Pick the coverage that fits.

Policy in your inbox.

Your insurance and takaful policy is issued the moment payment clears. Roadtax is updated in MyJPJ and our team sends you a screenshot confirmation by email.

No Claims Discount (NCD)

The longer you go without a claim, the more you save.

NCD is your reward for safe driving. It carries forward when you renew with HOI, and you can protect it with our NCD Relief add-on.

0%New policy
25%1 year
38%2 years
45%3 years
55%5+ years

Already have NCD? Add NCD Relief at checkout to protect your discount even after making a claim.

What's covered

Insurance, Takaful and Roadtax in one transaction.

HOI connects directly with Malaysia's leading insurers and takaful operators. Your policy is issued the moment payment clears. Roadtax is processed by our team and updated in MyJPJ, with email confirmation sent to you. Add-ons available at checkout.

Documents delivered to your door.

  • Special Perils (flood, landslide)
  • Enhanced Windscreen Damage
  • NCD Relief
  • Legal Liability of Passengers (LLOP)
  • eHailing Cover (Annual)
  • Key Replacement
  • Waiver of Betterment
  • Compensation for Assessed Repair Time
  • Extension of Cover to Thailand
  • Basic Personal Accident
  • Unlimited Towing
  • Strike, Riot & Civil Commotion

What our customers say

Dah tiga tahun saya guna HOI, semua 3 buah kenderaan saya dijaga oleh HOI, senang dan mudah!

Fadhil NayanSeri Kembangan, Selangor

Semua hal jadi automatic, saya dah tak perlu nak ingat lagi bila tarikh renewal kereta & motorsikal.

Megat SyafiqueShah Alam, Selangor

Don't wait until it expires.

Policy issued the moment payment clears. Enter your plate to start.

Enter your plate number

New vehicle without a plate? Email us at renewal@hoi.my