Stressed for car insurance?
No worries, our online car insurance calculator will assist you in every step.
Visit and find out more at www.hoi.my/
Stressed for car insurance?
No worries, our online car insurance calculator will assist you in every step.
Visit and find out more at www.hoi.my/
HOI Insurance & Takaful
TAHUKAH ANDA?
Dalam sistem penjanaan insurans tak ada perlindungan banjir.
Banjir dikategorikan bersama dengan bencana alam.
Dikategorikan dalam BENCANA KHAS (dinyatakan sebagai Special Perils di dalam sistem).
KHAS Tidak dibaca sebagai BENCANA ISTIMEWA, tetapi sangat penting kerana majoriti kerosakan yang dihasilkan dari bencana kategori ini akan merosakkan kenderaan pada keadaan yang "major" dan memerlukan kos yang sangat tinggi untuk baik pulih dan jugak memberi impak SUSUT HARGA bagi kenderaan yang terlibat.
MURAH SANGAT
Ramai tak tahu maksud "Special Perils" ni sewaktu menjana perlindungan justeru mengabaikan kepentingan perlindungan tambahan ini.
Hari ini Admin ingin berkongsi cara kiraan perlindungan bagi "Special Perils"
Formula darab 0.5% bagi perlindungan ribut, banjir, tanah runtuh, mendap, gempa bumi dan juga bencana alam yang lain
Darab 0.25% untuk hanya perlindungan ribut dan banjir
Contoh:
Harga pasaran kereta RM10,000.00
Special Perils cover: Tambah RM50
Ribut & Banjir sahaja: Tambah cuma RM25
Mudah bukan?
Sentiasa periksa nota lindung (Cover-note) insurans anda.
Maklumkan jika perlu tambahan Special Perils.
KONGSI-LAH
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HOI Insurance & Takaful
** Our aim is to literally translate all insurance jargons to Malaysian-readable information.
Kurnia promotion:
FREE TOWING (50km) for all Malaysia registered cars from 29th Jan to 21st Feb 2019 if you request their service through Kurnia Mobile App.
Bahasa Melayu:
"TOWING" PERCUMA (50km) untuk semua kenderaan berdaftar di Malaysia yang mengunakan aplikasi Kurnia (iOS/Android), tak kira apa jenama insurans/takaful dan semua kelas perlindungan (3rd party/comprehensive) sepanjang musim perayaan 29hb Jan sehingga 21hb Feb 2019
Kurnia:
"Your safety on the road is important for us as you travel with your loved ones. That is why especially during this festive time, Kurnia is extending courtesy emergency assistance and towing services to ALL Malaysians from 29th Jan to 21st Feb 2019. We hope to be able to assist as many Malaysians during this peak festive season. Help us make Malaysia a Safer Place by sharing this message to all family and friends. May this CNY brings limitless prosperity and joy to all!"
Thank you Kurnia!
Bagaimanakah saya nak jadi ejen untuk TAKAFUL IKHLAS ?
En Bob Mohd Zaharuddin Yusoff TBY5XX layak tau untuk claim manfaat ini sekiranya berlaku kemalangan yang melibatkan kematian 👌
Wow! So amazing
Nice country
I love malaysia
Beautiful
Nice place
Nadiah Nasuha Zolkaflee
Mairy Ajum
Mr. Kuppal Vadivellu nice place,right??
cc Simone Skelchy Nicholas Ng
Nora Haslinda heavennya mr s oiiiiii
Hi Kurnia Any E-hailing for daily cover? How to purchase? How much is the premium?
Stingy on compensation claims which I assume is typical of all vehicles insurers.
The best part was policy purchase together with travel agency. Agent also very unresponsive. Tell me upfront not necessary I can get claim. Hahaha then why shall we purchase travel insurance if cant event get claim. Im not try to made profit but this is my true story with Kurnia.
Better thing twice as our policy claim "N-5-18-00000314 was rejected. I understand it was due to the "no" reason provide by Air company. After appeal also until today no reply from claim department. Very disappointed.