House / Building Insurance & Takaful Online

Insurans & Takaful Rumah / Bangunan

House / Building Insurance & Takaful Online

Insurans & Takaful Rumah / Bangunan

Select insurance brand buttons here to subscribe instantly or fill up the form below for us to provide you with a formal quotation.

*Click on brands button below for instant subscription – payment is via online (Credit card, MEPS & FPX)

For varieties of brands, options & flexibility:

  • Please fill up the form. You will receive details through email you provide and phone calls from our team.
  • For additional cover or uncertainty, please email us at renewal@hoi.my
  • Urgent matter, please call us at 0383200200

*payment is via online (Credit card & Bank Transfer)

*Click on brands button below for instant subscription – payment is via online (Credit card, MEPS & FPX)

Coverage for damages to your home building and content caused by the following:

  • Fire, lightning, and domestic explosion.
  • Bursting, or overflowing of domestic water tanks, apparatus or pipes.
  • Loss of rent up to 10% of your total sum insured.
  • Theft by actual forcible, and violent entry into the house.
  • Acts of nature which include floods, hurricane, typhoon, windstorm, and more.

Extend your coverage with the following:

  • Riot, strike and malicious damage.
  • Inoccupancy in excess of 90 days.
  • Theft without actual forcible, and violent entry into the house, theft by a domestic maid, or family/household member, and more.

When you buy a home, you’ll usually be automatically covered with fire and house owner insurance. The thing is, these forms of insurance only cover the actual structure of your house and not its contents. What if your house is burgled, or you lose belongings to a fire? What if a burst water pipe short circuits your TV, or a flood ruins your furniture? Now, from just 50 sen a day, you can protect yourself and the contents of your home from a host of eventualities including:

  • Full Theft
  • Bursting or Overflowing Water Tanks, Apparatus or Pipes
  • Fire, Lightning & Explosions
  • Riot, Strike and Malicious Damage
  • Impact of Vehicle
  • Earthquake, Typhoon, Windstorm and Flood
  • Aircraft and other Aerial Devices and/or Articles Dropped Therefrom
  • Subsidence and Landslip

Key features

  • Personal Accident Coverage – You and your immediate family are protected with personal accident coverage 24 hours a day, anywhere in the world
  • Accommodation Claims – You can claim up to 30 days of accommodation expenses in the event your house is rendered uninhabitable
  • Personal Liability Protection – Have peace of mind knowing you’re financially protected if you are sued by someone who experiences injury due to unsafe conditions in your house
  • Affordable Entry Point – Protect your house contents from as little as 50 cents daily!

At Takaful IKHLAS, we offer Comprehensive Houseowner & Householder protection within your private residence with peace of mind as your assets are securely covered.

  • Houseowner – Covers the Building/house structure of your home against loss or damage
  • Householder – Covers Contents of your homes such as furniture, household goods, electrical equipment personal effect and valuables.

We cover your property against the following:

  • Fire
  • Lighting
  • Explosion
  • Aircraft damage
  • Impact damage
  • Bursting and overflowing of water tanks
  • Theft (by forcible entry only)
  • Hurricane, cyclone, typhoon, windstorm
  • Earthquake, volcanic eruption
  • Flood
  • Loss of rent (not exceeding 10% of the total sum covered)
  • Personal Public Liability

Householder additional coverage

  • Breakage of mirrors (other than hand mirrors) whilst in your home
  • Compensation for death of the Participant
  • Servant’s property

You may also add up optional benefit with additional contributions,

  • Riot, Strike & Malicious Damage
  • Additional rent coverage
  • Public Liability – additional limit
  • Theft without limitation of being accompanied by actual forcible and violent breaking into and/or out of your home (householder only)